Yes, especially if you already know that your condition is expected to last twelve months or longer. You could be costing yourself benefits by waiting. Some workers’ compensation attorneys that are not familiar with Social Security will tell you to wait, but if the severity of your injury is expected to last over twelve months, we would recommend that you file.
Yes, there will be an offset in your Social Security benefits. As a rule, you are only able to draw 80% of what you were earning while you were working between Workers’ Compensation and Social Security and Social Security will be the only benefit to have the offset.