There is a standard five month waiting period from the time you became disabled before your first monetary benefit will start.Then two years after that date you will be eligible for Medicare. Medicare Part A (hospital coverage) will automatically start the month you became eligible for Medicare but Medicare Part B (medical coverage) will start at the time you are approved unless you pay back all the premiums. You may not want to do that if you had other insurance for that time period.You will be able to pick a Medicare Part D prescription plan as well once your Medicare eligibility begins.
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